Last Updated: June 15, 2026
By accessing and using the ridge-sage website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
ridge-sage provides financial management and consulting services, including financial planning, investment strategy, retirement planning, tax optimization, business advisory, and wealth management. All services are subject to separate engagement agreements.
You may use this website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of ridge-sage or its licensors and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without express written permission.
The content on this website is for informational and advertising purposes only and does not constitute professional financial advice. Information provided should not be relied upon as the sole basis for financial decisions. You should consult with qualified financial professionals regarding your specific circumstances before making financial decisions.
Consultation requests submitted through this website do not create a client relationship. A formal engagement agreement must be executed before any professional services are provided. We reserve the right to decline service requests at our discretion.
To the maximum extent permitted by law, ridge-sage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, secure, or error-free.
Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy practices, or services of these external sites. You access third-party websites at your own risk.
Any information you submit through forms on this website may be used to provide services, respond to inquiries, and improve our operations. By submitting information, you grant us the right to use it in accordance with our Privacy Policy.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
We reserve the right to terminate or suspend access to our website and services at any time, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.
These Terms of Use are governed by the laws of Western Australia and the Commonwealth of Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Western Australia.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
For questions regarding these Terms of Use, please contact us at: